Planning
to
Succeed
Our method of investing is based on scientifically-developed techniques and a disciplined approach to implementing long-term, personalised plans that are continuously reviewed.
How do we measure success?
We measure our success based on whether we have achieved the returns that you need. We believe that we should work to your expectations, not to an industry standard benchmark. Therefore, we ensure that time is taken to establish the objectives and we only work for a client if we believe we can realistically deliver.
A plan plus regular reviews = Success
We establish a clear set of actions for each of our clients based on their particular objectives. We implement the actions with the help of other specialist advisers, if appropriate, to deliver all of the necessary components for successfully achieving your objectives. We implement this bespoke set of actions in a calculated, disciplined manner ensuring that our clients always stay on course.
Our recommendations are based on several different techniques, strategies and principles that all make logical sense when explained but can sometimes be difficult to apply as they require discipline, controlled emotions, scientific application and time-consuming research and analysis.
Asset allocation is at the heart of our investment plans as research* has proved that the mix of assets chosen is responsible for 90% of the returns of an investment portfolio. The techniques we use to choose the right mix of assets are based on scientific analysis and research.
Review = Continual success
We regularly meet with our clients to ensure that we are always working to the right set of objectives as life changes may cause objectives to evolve, and as objectives are met new ones need to be set. Even if your objectives do not change, economic climate, inflation, political decisions, tax rules and so on can change and your plan may need to be adapted accordingly.
In addition, as certain investments outperform others, you will find that your investment portfolio can easily become unbalanced and will need to be realigned to ensure that you are not over-exposed in certain asset classes and you have the right mix of assets to meet your objectives.
Please contact us for more details or to arrange an appointment.
* A study by Roger G. Ibottson and Paul D. Kaplan at Yale University
